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Reasons someone would use the services of ASC Professionals, LLC

Year after year, thousands of people in Georgia purchase, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. Most lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that might seem more cost-effective than an appraisal. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are more times when the services of a certified, independent real estate professional might come in handy.

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Appeal your tax assessment in Cobb County

It's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your home, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from ASC Professionals, LLC is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.

How can you do away with PMI to lower your mortgage payment?

When the amount being loaned to the homeowner is more than 80% of the actual value of the real estate, nearly all lenders ask buyers to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this added payment is bundled into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.

ASC Professionals, LLC can give you a statement regarding the value of your home, and the cost of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the challenging decision of who maintains the property, and it can be an especially heartbreaking ordeal for both parties. Regardless of the situation, it's wise to order an appraisal from ASC Professionals, LLC so both parties are completely aware of the true market value of their home.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with help from ASC Professionals, LLCSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let ASC Professionals, LLC help you with relocating to or from Cobb County

We understand the headaches involved with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive aspects of their property, as well as information about any new sales or listings in their neighborhood that they want considered.

Let ASC Professionals, LLC assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.